My husbands credit score is over 700. Can he get a mortgage loan without using my information to achieve the loan. I currently am significantly behind on my mortgage and trying to work with my bank in resolving this issue. My husband is not on my mortgage or the title as I bought this property way before we ever started dating. We actually do not have any accounts with each other. That means no credit cards, loans, or even bank accounts. The only thing that our names link us together are our tax returns and marriage certificate. He wants to purchase a house in his name only and since we live in a community property state we were not sure if this would be possible since I have bad debt, and if it would hinder him from doing so. Plus on a sad note he is wanting to purchase a house because we are getting separated. Please let me know if anyone knows anything to help me.
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Because of the economical uncertainty, most of us have our credit standing hurt terribly in these bad times. If ever you are one of them, so what can you try to do to escape the economical mess that you could possibly be in? A technique is to obtain a bad credit home refinancing mortgage.
I have tried all these different mortgage calculators and some come up with different results.
Could you folks help me out and discern my situation? My Dad recently passed and we were wondering if we should pay off the mortgage. Thank You.
How much will we save if we pay off the home loan immediately as opposed to paying monthly until 2020?
The entire scenario is under control while you have a good source of income and you are able to pay bills on time. The credit card companies are happy and you feel content when there are no differences created. However, things start shaking when you find it difficult to balance the bills along with the expenses.
Once there is a glitch, it seems to widen with each passing day. The problems look endless and things start getting out of hand when the interest rates start rising. This is where you drastically need credit counseling advice. It is never easy for a newbie to handle tough situations and take appropriate actions. Here are a few facts that you should understand.
Payday loans may seem like an easy way to fast cash, but for many who cannot afford the high interest, these short-term loans are the fastest route to bankruptcy. source form MoneyTrack:video.msn.com view amass video&article about loans http
My fiance and I are purchasing our first home, rather, I should say SHE is buying our first home. As a result of bad decisions with credit cards about 5 years ago and my slow ability to repay back those credit cards, my credit score is garbage. She applied for a pre-approval through Bank of America and was pre-approved for $350,000. We found a home we love, placed a bid, it was accepted, and now begins the loan approval process. They are requestiong copies of two moths worth of Bank Statements. In order to pay rent, bills, and other living expenses, I am constantly transferring money into my Fiance’s accounts to help pay bills as well as for items related to our upcoming wedding. Also, in order to contribute to the downpayment, I sold a guitar of mine on craigslist for $4,700 and put that into our savings account. Our concern is that Bank of America is going to look at all of my deposits and begin to question why I’m putting money into her accounts, and where that money is coming from. I’d really hate to be the reason that this loan won’t be approved, and I’d pretty much hate myself a whole lot if I am the reason we can’t obtain this home.
I am a divorced women with 2 kids who has just put my past financial problems behind me and I am on the right track to saving money and providing for my children. I am in love with someone who is not great with his finances (has a high interest mortgage, bad credit, etc.). We have been able to keep the money issue out of our relationship and we are perfect together in every way. If we were to get married, is there any way to keep finances separate? We live in AZ (community property state). Do creditors accept pre-nup agreements? I am not looking for advice to “dump” him, or “run for the hills”. I am also not looking for relationship help. I am looking for LEGAL advice. I know there has got to be other couples who have been around the block before who might be able to give me some advice. Thank you!
